Toshito writes Desjardins Insurance has launched a smartphone app that tracks driver behaviour in return for the promise of substantial savings on car insurance. Two years ago, Desjardins began offering a telematic device that plugs into a vehicle's diagnostic port, to track acceleration, hard braking and the time of day you were driving, for instance. Now, there's no plug-in device required. With Desjardins's new Ajusto app, all you need is your smartphone. But this comes with great concerns over privacy, and problems have been reported where the device was logging data when the user was riding a bus instead of driving his own car.
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